8. Create a new layer, (Layer -> New -> Layer) name it black stripe and fill the selection with black. Then Create another two new layers and fill the one with a dark grey and the other one with a light grey (name them grey stripe and light grey stripe respectively). Your layers palette should now look like this.
9. Move the “grey stripe” layer below the “black stripe” layer and the “light grey stripe” below both of them. The result should be like the screenshot below.
10. Duplicate the “black stripe” layer (Layer->Duplicate Layer) and move it at the bottom of the document.
11. Now merge the four stripes layers. Pick the Magic Wand tool and click on the space between the three stripes and the black stripe layer at the bottom. You should get a selection like the one below.
12. Fill that selection with a linear gradient (grey to white)
13. Now select the text tool and add your desired links names to the navigation bar (I used the Tahoma font).
Very nice tutorial! Thank you for publishing it on DaTutorials.com!